Residential Loans

Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for building, buying, or renovating homes. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.

General Requirements:
• Deed of Conveyance
• Approved Plan
• Detailed Estimate / Sale Agreement
• Survey Plan
• Valuation Report
• Job Letter / Salary Slip

In addition to the above, overseas customers are required to provide bank statements, Income Tax Returns (last 2 yrs).  All documents from overseas customers must be notarized.

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Land Loans

Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for purchasing land. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.

General Requirements:
• Deed of Conveyance
• Approved Plan
• Detailed Estimate / Sale Agreement
• Survey Plan
• Valuation Report
• Job Letter / Salary Slip / Proof of Income

In addition to the above, overseas customers are required to provide bank statements, Income Tax Returns (last 2 yrs). All documents from overseas customers must be notarized.

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Commercial Loans

Overview
The St. Vincent Co-operative Bank Limited offers mortgage loans for a variety of business purposes. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.

General Requirements:
• Business Plan
• Audited Financial Statements (2 years)
• Bank Statements
• Corporate documents
• Trade Registration Documents
• Deed of Conveyance
• Survey Plan
• Approved Plan
• Valuation Report
• Detailed Estimate / Sale Agreement

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Vehicle Loans

Overview
SVCB offers new and used vehicle loans to customers at the best rates available in SVG. We pride ourselves on our swift decision-making and loan approval could be obtained in as few as two days.

General Requirements:
• Invoice, pro-forma invoice / sale agreement
• Valuation Report*
• Registration Certificate
• Minimum customer input 25%
• Maximum term 48 months
• Job Letter / Salary Slip / Proof of Income
• National ID Card
• Drivers License

*Valuations reports must come from Dennis Joyette or Ashford Cole who are SVCB’s approved vehicle valuators.

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Personal Loans

Overview
SVCB offer personal loans for a variety of purposes including purchasing school books, computers, appliances, furniture or even for vacations overseas. We offer quick approval on personal loans.

General Requirements:
• Purpose of loan
• Invoices (goods purchases)
• Travel Itinerary
• Salary assignment / Endorser
• Job Letter / Salary Slip / Proof of Income
• National ID Card

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